The bank assesses a 3 finance charge on the loan amount and


Question - Moon Inc assigns $3,000,000 of its accounts receivables as collateral for a $2 million loan with a bank. The bank assesses a 3% finance charge on the loan amount and charges interest on the note at 6%. What would be the journal entry to record this transaction?

a. Debit Cash for $1,940,000, debit Interest Expense for $60,000, and credit Notes payable for $2,000,000.

b. Debit Cash for $1,940,000, debit Interest Expense for $60,000, and credit Accounts Receivable for $2,000,000.

c. Debit Cash for $1,940,000, debit Interest Expense for $60,000, debit Due from Bank for $1,000,000, and credit Accounts Receivable for $3,000,000.

d. Debit Cash for $1,820,000, debit Interest Expense for $180,000, and credit Notes Payable for $2,000,000.

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Accounting Basics: The bank assesses a 3 finance charge on the loan amount and
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