1. Which of the following is FALSE regarding DCR?
a. It indicates whether NOI is sufficient to cover mortgage payments.
b. It is not of concern to lenders when loan to value ratios are low.
c. It is an indication of risk for the lender.
d. It is derived from NOI / Mortgage Payment.
2. The balance of payments records
a. only international trade, (exports and imports).
b. only cross-border investments (FDI and portfolio investment).
c. not only international trade, (exports and imports) but also cross-border investments.
d. none of the above.