1. Zach is an authorized user on his parents' credit card. What may happen if Zach doesn't use the card in a responsible way?
Zach and Zach's parents' credit may be damaged
None of these answers are correct
Zach's credit may be damaged
Zach's parents' credit may be damaged
2. Select the most likely consequence of making payments late to a card that has an introductory rate.
Paying higher interest rates
Fees and paying the introductory interest rate on the balance
Fees and paying the default interest rate on the balance
None of these answers are correct