Question: This scheme involved adding an air of exclusivity to being an investor in BMIS, which was by invitation only. Consider the investors in BMIS mentioned in the video who brought in new investor clients by securing for friends and relatives those exclusive invitations to invest in BMIS. Could a case be made that those BMIS investors acted as "gratuitous agents" for the new investors? How so? If so, what duties did they have and what would the liability be?