Question: Roarke borrowed money from the State Bank of Albany and signed four notes to evidence the loan. The notes were not accompanied by a Truth in Lending Act disclosure statement, but the loan forms stated that the loans were for business purposes. Roarke defaulted and the bank sued. Does Roarke have a defense against the suit because of alleged TILA violations? (State Bank of Albany v. Roarke, 458 N.Y.S.2d 300, 91 A.D.2d 1093, 1983)