Related to Regardless of Your Major: Welcome to the World of Finance on page 4) In the Regardless of Your Major feature box at the beginning of this chapter, we discussed how the topic of Principle 1, the time value of money, is relevant to both your personal and professional lives. Describe a decision you might face in the future that will require you to consider the future value of money received (or invested). For example, how might the time value of money enter into a decision to push back your graduation date by one year?