Question: Ramirez bought a used hay spreader from Hurdle for $3,000, paying $1,000 in cash and the balance in a promissory note secured by a security agreement. Before Hurdle filed the financing statement, Ramirez used the spreader as collateral to obtain a loan from Allen, who did file a financing statement. If Ramirez does not repay the loans, who has a prior right to repossess the spreader, Hurdle or Allen?