Suppose you have $50,000 in your 401k/IRA retirement account and will not withdraw any time soon because of the 10% withdrawal penalty. For more on 401k and IRA,
https://www.investopedia.com/terms/1/401kplan.asp
https://www.investopedia.com/terms/i/ira.asp
Q1. What are the benefits of 401k/IRA accounts over regular taxable accounts?
Q2. How will "you" allocate $50k between stocks and bonds? Justify your decision.
Note: There's no optimal magical allocation for everyone because it's subject to your individual situation/goal. Explain why your allocation is best for you.
Q3. If the market interest rate increases, is it a good news to the bond investors? Explain.
Q4. If Federal Reserve increases the Fed Funds rate, will the long-term interest rate always increase?