problema the automated clearing house ach is an


Problem:

(a) The Automated Clearing House (ACH) is an electronic payment network used by individuals, businesses, financial institutions and government organisations.

(i) Outline briefly the different ACH participants.

(ii) Describe benefits of the ACH to corporate originators.

(iii) Explain benefits of the ACH to the receivers.

(b) Fedwire, CHIPS and SWIFT are the three wire-transfer systems used in the United States. Outline the main differences among these three wire-transfer systems.

(c) (i) Define the term Electronic Data Interchange (EDI).

(ii) Outline the essential elements of EDI.

(ii) Give three benefits of EDI.

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