Problem: Which one of the following incidents would not qualify as a flood, as defined in a National Flood Insurance Program (NFIP) flood insurance policy? a. Courtney's second-floor bathtub overflowed and flooded her living room with water. b. Holly's basement, like her neighbors' basements, is full of water because Moon River overflowed and is now wider than a mile. c. Janet's house was damaged when her pond overflowed during a heavy thunderstorm and covered five acres of normally dry land on her property. d. Marietta's vacation home and those of her neighbors were damaged when a hurricane caused unusually high tides.