Question: Kirsten's prize possession is a statue of Alexander Graham Bell that is more than 100 years old. Friends joke that it is phony, but she is convinced that it is genuine and not a ringer. Kirsten's unmodified HO 3 homeowners policy (Search Chapter 2) a. covers the statue against named perils that include breakage. b. covers the statue's depreciated value, which is probably very small. c. covers the statue's value as an antique. d. has an exclusion that precludes coverage on the statue.