Question: The borrower's attorney's opinion usually involves an opinion by borrower's counsel that states all BUT which of the following? a. The borrower has the authority to enter into the loan transaction. b. The interest charged on the loan is usurious. c. All loan documents have been validly authorized, executed, and delivered by the borrower. d. The loan transaction does not violate or conflict with any provision of the borrower's certificate of incorporation or bylaws.