Question: Kramer borrows $700.00 from Newman to purchase a refrigerator for his personal use in his apartment from Broadway appliance. Kramer grads numerous security interests in the refrigerator pursuant to a written security agreement and has a refrigerator delivered to his apartment. Newman got the appropriate forms off the Internet but did not file anything after the papers were signed. Kramer makes 6 payments and then defaults on August 10th. Newman wants to take the refrigerator. Kramer has which of the following rights? - Kramer gets to keep the refrigerator since Newman did not file a financing statement - Kramer gets to keep the refrigerator because Newman does not have a purchase money security interest - Newman gets the refrigerator because his security interests has attached - A&B - none of the above