Common stocks have historically provided higher returns than bonds over the long-term. As many of you have written in previous discussions, a conservative investment approach seems to be appropriate. Do you suggest planning on taking a more aggressive approach to investing? Will it be necessary to meet investment goals?
Finally, please give me your ideal portfolio asset allocation as a percentage in equities, percentage in fixed income and percentage in cash equivalents (Example: 35% Equities, 45% Fixed Income, 20% Cash Equivalents......must equal 100%)