Problem: John, an accounting clerk of ABC Co., came across a notebook on his co-worker's desk that appeared to be a second set of accounts receivable records. Thumbing through the notebook, John saw the following: "Aug. 2, Customer Q, $3,200," "Aug. 3, Customer R, $2,900," and "Aug 5, Customer S, $2,650-need $2,400." The co-worker is likely perpetrating what kind of fraud scheme? Multiple Choice Lapping Kiting Falsified billing Altered payee