Performance Auto is offering a choice of special financing or price discount on their new sports car. The sticker price is $35,000 and you can drive it away today for a cash payment of a cash payment of $28,500. You can borrow the $28,500 from 4th/8 Bank at 8% APR and make monthly payments for 4 years. Performance will loan to you at .4% APR and make monthly payments for 4 years. Which deal do you select?