Operational issues in small business administration are never ease for small business owners. No matter how hard you try, there are always problems to solve and fires to extinguish. Each team of 4 or 5 people are team owners of an automotive repair and retail auto parts store. Business is thriving, however you keep experiencing setbacks which prevent you from reaching your full potential. Specifically, you are experiencing the following issues with your small business: Healthcare for your employees. You are able to provide very basic healthcare benefits to your employees due to the skyrocketing cost of healthcare. You believe this is one reason you are unable to keep good employees resulting in increased turnover.