Scenario: Imagine you are in the market for a new car, and you found a dealer you trust. Among all the models on the lot, you found a great car. After all taxes and fees are included, the final cost of the car is $24,035. The dealership offers you 0% financing for the first 3 years, with 6% APR compounded monthly for the final 2 years. Analyze this using the Amortization Formula