Question: Mr. and Mrs. Orlosky signed a contract for a security system for their home. There were Truth in Lending Act (TILA) violations in the retail sales agreement. The seller assigned the contract to a finance company that was unaware of the violations. The Orloskys brought suit against the seller and the assignee. The assignee claimed it was not responsible for the violations. Is this claim correct? (Orlosky v. Empire Sec. Systems, Inc. 657 N.Y.S.2d 300, 91 A.D.2d 401, 1997)