Mark purchased a house for $400,000. He paid 21.25% as a downpayment and financed the balance with a 30-year amortized loan at a 10.25% interest rate. His monthly payments will also include property taxes ($4,000 per year) and hazard insurance ($4,890 for a three-year policy). If the principal amount on his first monthly payment is $595, what will be the total amount of his first monthly payment?