Question: Many U.S. government payments, such as social security benefits, are increased each year by the percentage change in the CPI. In 1995, the government started discussions about lowering these increases or changing the way the CPI is calculated. According to an article in the New York Times, "most economists who have studied the issue closely say the current system is too generous to Federal beneficiaries the pain of lower COLAs [cost of living adjustments] would be unavoidable but nonetheless appropriate" (Gilpin, 1995, p. D19). Explain in what sense some economists believe the current system is too generous.