Lucas saved his tin foil for over 80 years, and just sold his collection to "Believe it or not" for $25,000,000. Way to go, Lucas! The "Believe it or not" organization will pay Lucas his money in 25 annual installments of $1,000,000 each, with the first payment to be paid immediately. Lucas's interest rate is 5% per year. What is the present value equivalent of Lucas's tin foil sale at time of the first payment (time zero)?