Case Study: The Carlos and Rosa Alesi case study - Superannuation contributions
Question 1
Carlos and Rosa appear confused concerning the tax deductibility of superannuation contributions. They ask,
‘Why is it that Rosa may be entitled to a tax deduction for her contributions to superannuation but Carlos is not, considering they are both employees?'
Question 2
Carlos asks,
‘As Rosa's income from employment is $5600 what do I need to do to claim the spouse contributions tax offset?'
Question 3
Rosa comments that as Carlos is the main salary earner they should consider using Carlos's income to make contributions and asks,
‘How does Carlos make tax-effective contributions to superannuation from his income if he cannot claim the contributions as a tax deduction?'
Question 4
Rosa asks,
‘If we can each make a contribution from our own money how is it possible for Carlos to split his contribution to my superannuation?'
Question 5
Carlos is concerned about the excess funds they received from the inheritance and asks why would they contribute this if it is to be taxed at the highest marginal tax rate?
Question 6
Carlos asks,
‘What would be the outcome if I salary sacrifice an amount equivalent to our excess income?'
Attachment:- The Carlos and Rosa Alesi case study.docx