A store is insured for liability coverage under a businessowners policy. Explain whether the following situations are covered under the businessowners policy. Treat each situation separately.
1. A clerk accidently injures a customer with a shopping cart. Both the business owner and the clerk are sued.
2. A customer slips on a wet floor and breaks a leg.
3. The business owners have a customer arrested for shoplifting. The customer is innocent and sues for damages.