Let us think deeper and discuss the types of services. Take Asset Management Account (AMA), for example. If you were to put all of your investments in the automobile industry, you would probably be fine. However, what would happen if one of your colleagues were to develop air trains that eliminate the need for ground transportation? Your investment would probably be toast, right? AMA does just that. What are the drawbacks and advantages of an AMA? Also, select a service you are using at your current financial institution (Please do not tell us how much money is in your account). What are the advantages and disadvantages? Why do you use this services? Discuss these questions in details.