Kiersten wants to retire in Tahiti in 30 years. During her retirement, she would like to withdraw $120,000 per year in order to maintain her maids and beach house. During her retirement, she'll earn a 3% rate of return and expects to live another 25 years. How much money must she invest at the end of each year until her retirement if she expects to earn 6% on her investments (until she retires)?