Jenny and Sam married. When they bought a house, Sams father signed the mortgage note with them and made the monthly house payments. Several years later, Jenny moved out of the house and Sam's father stopped making the monthly payments. Breezy moved into the house with Sam, but they did not make the house payments. The mortgage company told Jenny to make the payments. Jenny took a business law course many years before and remembers the terms third party beneficiary and novation. Can either of these principles help her?