Invests the funds in a non-qualified account


Question: What is the accumulated value of a $1,000 contribution to a qualified defined contribution plan under each of the circumstances described in the table below?

Tax Rate    Before-tax Rate of Return    Investment Period
10%    8%    5 years
30%    8%    5 years
30%    4%    5 years
30%    4%    10 years

Suppose instead that the $1,000 is paid to an employee who then invests the funds in a non-qualified account. What is the accumulated value under each of the circumstances in the table? Compare the results.

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Accounting Basics: Invests the funds in a non-qualified account
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