• Then, on the same document, write a one paragraph analysis of about 150 words, in which you do the following:
o Identify which of the two selected paragraphs was more effective, focusing on the writing elements rather than the opinions presented.
o Analyze why one paragraph was more effective than the other.
o In your analysis, compare the sentence structure, word choice, punctuation, variety, and the rhythm of both paragraphs.
o Underline your topic sentence
3. Individuals can be denied credit for a number of reasons. Individuals who are near limits on existing cards, have too much outstanding debt or too many accounts overall, have a history of late payments, charge-offs or bankruptcy are likely to be denied credit. Individuals denied credit, by law, will receive a letter documenting the reason for the denial under the Fair Credit Reporting Act. Individuals who receive that letter should then examine the reasons for the denial and make efforts to correct their credit.
4. Most consumers understand that a good credit score is vital to one's financial security and stability. Many people may not understand how a credit score is calculated. Payment history accounts for roughly 35% of one's overall score. This means that on-time payments are absolutely essential. Debt level is not far behind at 30%. This accounts for near-limits and the total amount of money owed. Length of credit history is next at 15%, followed by inquiries at 10% and mix of credit at 10%.