Question: Several members of your radiology group are in independent practices specializing in mammograms. As the literature reports, the 2009 recommendations of the US Preventive Services Task Force, which cut the recommended frequency of examinations in half, had virtually no impact on their practice. (The recommendations were opposed by the American Cancer Society, the American College of Radiology, and the American College of Obstetricians and Gynecologists.) Now, however, several healthcare insurers drop coverage to the USPSTF level. A radiologist friend of yours asks, "What is the HCO's obligation to help us out?" You reply: