Imagine that you are relaxing on your sofa on a Saturday afternoon and the mail arrives. You parse through the mail and find a letter from your home owner's insurance company. Upon opening the letter you read that the insurer indicates that they will not renew your home owner's policy unless you have railings installed on your front brick and bluestone stairs. You gaze out the window and confirm that some neighbors have these railings while most do not. Such railings could cost you upwards of $1,500 to install and at the present time your budget does not have sufficient funds to cover the cost. Nor do you have a credit card available to cover the cost of the railings.
What steps would you take to address this situation?