If you had a choice between a traditional unrestricted


If you had a choice between a traditional unrestricted indemnity plan with a 10% copayment and a HMO with no copayment, at what percentage difference in premiums (that is, 10%, 20%, 30%) would you be indifferent between the plans? If you become older, say 20 years later, will you change your answer? Please explain.

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Operation Management: If you had a choice between a traditional unrestricted
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