If financial intermediation breaks down what category of, Macroeconomics

If financial intermediation breaks down what category of

1. If people want to smooth their consumption over time, what will they tend to do when they win the lottery: spend most of it within a year or save most of it for later?

2. If financial intermediation breaks down, what category of GDP will probably fall the most: consumption, investment, government purchases, or net exports?

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Macroeconomics: If financial intermediation breaks down what category of

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