Problem: One of the provisions of the PPACA is a personal mandate that all individuals Multiple Choice pay a $1,000 deductible and 20 percent co-pay on all medical care except annual check-ups or preventative care. purchase health insurance for themselves and their dependents unless they are already covered by government or employer-provided insurance. contribute at least 30 percent of the total cost of employer-provided health insurance. with preexisting conditions must purchase a specially designated government insurance plan.