John Glenn was in a car accident while driving to work. He was not hurt but 3 individuals walking on the sidewalk were injured and the accident was deemed to be John's fault. The three individuals had medical bills totalling: $95,000; $170,000; and $280,000 respectively. He also caused damage to a fence and a home totaling $55,000. Ignoring the damage to John's car, how much would he have to pay out of pocket if his personal automobile policy liability limits were $100,000/$300,000/$50,000?