How much would a homeowner receive with actual? cash-value coverage and replacement cost coverage for a? three-year old sofa destroyed by a? fire? The sofa would cost ?$ 820 to replace? today, whereas it cost ?$688 three years? ago, and it has an estimated life of six years.
With actual? cash-value coverage, the amount the owner would receive for the sofa would be ?$ ______. ?(Round to the nearest? dollar.)