You currently owe $265,000 on your home mortgage. The effective annual interest rate (EAR) is 6.16778% per annum and interest compounds monthly. You decide to increase your repayments to $2,000 per month with the first payment today (t=0). How much remains owing on the mortgage immediately after you make the payment 10 years from today (t=120)? (Indicate the answer which is closest)