How much of his balance at the end of two years represents, Risk Management

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How much of his balance at the end of two years represents

A business owner arranges for a start up loan for $150200 where the first payment will be deferred for 2 years. After that he will make equal payments for 2 more years until the loan is paid off. The bank is charging him 5% per year compounded monthly. a. How much will he owe at the end of two years? b. How much of his balance at the end of two years represents unpaid interest? c. What are the monthly payments?

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