Question: In 20X1, Jenny was 30 years old. She withdrew $20,000 from her Individual Retirement Account, which is a qualified retirement plan. She spent the $20,000 to purchase a car. How much of an additional tax penalty does Jenny pay on her $20,000 withdrawal in her 20X1 Federal Income Tax Return? Group of answer choices $0 $2,000 $4,000 $5,000