How much money must you pay into an account at the


How much money must you pay into an account at the beginning of each of 20 years in order to have $10,000 at the end of the 20th year? Assume that the account pays 12% per year, and round to the nearest $1.
a. $124
b. $111
c. $1,195
d. $139

The previous posting showed that the answer is a. $124 however when I put it into a financial calculator as follows I get d. $139. Can someone help? Here's what I put in
20 = number of years
12 = i/y (interest)
10,000 = FV
0 = PV
CPT PMT = 138.7878 rounded to $139

Also previously posted and I question: Auto Loans R Them loans you $24,000 for four years to buy a car. The loan must be repaid in 48 equal monthly payments. The annual interest rate on the loan is 9 percent. What is the monthly payment?
a. $500.92
b. $597.24
c. $543.79
d. $563.82

 

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