Problem
Pick a discretionary expense that you incur on a regular basis, such as buying cigarettes weekly, buying fashion items monthly, buying sports tickets monthly, or going to movies weekly. Assume that you instead place the money in an investment account that earns 9% annually. After 40 years, how much is in the account?
The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.