How may some types of risk be easier


Question 1: How may some types of risk be easier to tolerate than others?

Question 2: Why would an insurance company be hesitant to insure a high-risk driver or property?

Question 3: Explain the difference between property insurance and liability insurance.

Question 4: Why do you think vehicle insurance laws vary from state to state?

Question 5: Why do you think insurance companies encourage drivers to buy a policy with a larger deductible?

Question 6: Why is it not always enough to plan on investments to provide for one's survivors?

Question 7: Why do factors such as the policyholder's age, health, and occupation affect the cost of the premium for life insurance?

Question 8: What is the purpose of health insurance?

Question 9: What is the difference between coinsurance and copayments?

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