How is consumer debt different today than in the past -, Finance Basics

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How is consumer debt different today than in the past -

• How is consumer debt different today than in the past?

• What role do interest rates play in mounting consumer debt?

• What are the typical interest rates applied to credit cards, mortgages, and other debt?

• Many of today's interest rates are variable rather than fixed. What difference does this make to pension plans, housing loans, and other personal finances?

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