How has consumer debt changed over the past few generations


Research interest rates and consumer debt using both your personal/professional experience and independent research, respond to the following:

  • How has consumer debt changed over the past few generations?
  • What role do interest rates play in consumer debt?
  • What are the typical interest rates applied to credit cards, mortgages, and other debt?
  • Many of today's interest rates are variable rather than fixed. What difference does this make to pension plans, housing loans, and other personal finances?

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