Discussion: IFSM
If you are shopping online, how do you determine whether the merchant is trustworthy? Do you use a different method to determine trustworthiness when you walk into a store and need to use a credit card for a purchase? Who is better positioned to regulate online transactions and handle irregularities or complaints - consumer advocacy groups or the government? You might need to do some research on the purposes and functions of consumer advocacy groups AND the method of filing a consumer complaint with a consumer protection office (government agency).
REMEMBER- every post (New Thread or Reply) must be supported by relevant information. Prove the point you are making by a) citing external research, b) citing readings from the class content, or c) providing examples or personal experiences that are relevant and support your position on the topic.
The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.