You know the following information about the Davis National Bank (in $ mln): Interest expense $525.047, Noninterest income $99.085, Securities gains (losses) $4.424, Income taxes $41.897, Dividends paid $49.72, Interest income $884.875, Noninterest expense (excluding PLL) $387.866, Provision for loan losses $21.076. Given this information, what is the bank's pretax net operating income, to the nearest $0.001 million? E.g. if your answer is $54.6755 million, record it as 54.676.