1-For home owner insurance policy (HO3), there is a 80% rule. It is actually a coinsurance clause applied to the building structures. Explain what it means and how does it work?
2-In employee benefits chapter, can you explain why employers are interested in providing employee benefits to their employees?
3-Explain the difference between a defined contribution and a defined benefit plan in retirement saving plans.
4-Describe the characteristics of a government insurance program.
5-What are the requirements for receiving Social Security disability benefits?