Flip has a health insurance plan that has a $500 deductible and 85% coinsurance. Flip is hospitalized and the hospital bill is $30,000. How much will insurance pay of the $30,000? Both Danny and Kaela work at Comcast. They each make $70,000 a year. They also both experience $2,500 a year in out of pocket medical expenses. Each have a 22% tax rate. Danny does not contribute any money to a health care FSA. Kaela contributes $2500. How much does Kaela save in a year over Danny? Show the work for the calculation.