Explain the us capital-to-assets rule


Response to the following problem:

What is the contribution to the asset base of the following items under the Basel requirements? Under the U.S. capital-to-assets rule?

a. $10 million cash reserves.

b. $50 million 91-day U.S. Treasury bills.

c. $5 million U.K. government bonds, AAA rated.

d. $1 million general obligation municipal bonds.

e. $40 million repurchase agreements (against U.S. Treasuries).

f. $500 million one- to four-family home mortgages.

g. $500 million commercial and industrial loans, BBB rated.

h. $100,000 performance-related standby letters of credit to a blue chip corporation.

i. $7 million commercial letter of credit to a foreign, A rated corporation.

j. $8 million banker's acceptance conveyed to a U.S., AA rated corporation.

k. $17 million three-year loan commitment to a private agent.

l. $17 million three-month loan commitment to a private agent.

m. $30 million standby letter of credit to back a corporate issue of commercial paper.

n. $4 million five-year interest rate swap with no current exposure (the counterparty is a private agent).

o. $6 million two-year currency swap with $500,000 current exposure (the counterparty is a private agent).

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Financial Accounting: Explain the us capital-to-assets rule
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