Explain the nature of a second mortgage, Other Subject

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Explain the nature of a second mortgage

Problem:

Raymond gives a mortgage on Green Acres to Sophie, and it is duly registered. Raymond later gives a mortgage to Tessa, and it is registered. Raymond, a year later, defaults on the mortgage to Sophie.

Explain the nature of a second mortgage and advise Tessa of her rights. Please define or explain any legal concepts you use. Hint: Chapter 23.

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